What our clients say about us

Passionate. Proactive. Expert. We enjoy co-creating innovative products with the world's most innovative businesses and helping them realize their vision. Watch how our clients describe our partnership.

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Howden Group

Howden is a global insurance and risk advisor. A home for 15,000 talented professionals in the fields of broking, risk management, underwriting, and reinsurance. Since joining forces in 2020, our collaboration spans across four distinct sectors. A unified vision. Common goals. Seamless synergy. Those are the pillars of our partnership.

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Costa Coffee

Costa is a globally renowned coffee retailer and the fastest-growing coffee shop chain in the UK. Only in 2017, they opened one of the biggest roasteries in Europe that has quadrupled their coffee roasting capacity. As their tech partner, we collaborated with Costa Coffee on crafting three distinct apps, aiming to enhance the coffee experience for their customers around the world.

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XXImo

Making business travel simpler. XXImo created one, seamless solution for all mobility goals. As their technical partners, we helped them roll out a multitude of innovative features and functionalities – tailored for their clients. We are delighted that we have been a part of this significant journey.

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Cornelsen Verlag

When Cornelsen set out to push their digital products forward, Leander Huth, Senior Product Manager, turned to us as a long-term partner. In this video, he shares how our collaboration has helped turn ideas into real solutions and why trust and shared vision have been key along the way.

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Clan Informatik

Clan Informatik provides optimal support with highly efficient overall solutions for all aspects of pension provision. Our partnership with Clan Informatik thrives on trust and transparency. Turning big dreams into reality – together.

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Cornelsen Verlag

Behind every successful solution are the people who build it. In this testimonial, Annamarie Koehler, Software Engineer at Cornelsen, talks about what it’s like working side by side with our team, the challenges we’ve tackled together, and how collaboration has shaped her daily work.

Who we work with

We partner with organisations operating outside traditional banking structures or across multiple financial domains, including:

Fintechs building regulated digital products

Payment service providers and licensed money institutions

Lending, credit, and BNPL platforms

Wealth, treasury, and asset-management platforms

Financial infrastructure, middleware, and SaaS providers

How we deliver

Product discovery and validation

We help you define the right product scope, align regulatory constraints, and validate ideas before scaling investment.

Design and engineering

Our teams design and build secure, high-performance fintech and financial platforms, balancing speed, resilience, and long-term maintainability.

Modernisation and integration

We modernise legacy systems, integrate third-party providers, and ensure your platform evolves alongside regulatory and market changes.

What we help you build and transform

Payments and transaction platforms

Design and develop real-time, API-first payment systems supporting domestic, cross-border, and embedded finance use cases.

Digital lending and credit platforms

Build end-to-end lending solutions, from origination and decisioning to servicing and reporting, with compliance and scalability built in.

Wallets and embedded finance products

Enable digital wallets, white-label financial services, and embedded payment capabilities that integrate seamlessly into broader ecosystems.

Regulatory-ready architectures

Design systems with auditability, data protection, and reporting embedded into the core – supporting PSD2, SEPA, AML, and GDPR requirements.

Data platforms and intelligent decisioning

Leverage data and AI to improve risk assessment, fraud detection, personalisation, and operational decision-making.

Learn how AI-ready your business is

Adopting AI isn’t just about new technology. It’s about understanding where you stand today.

By taking our AI readiness assessment, you’ll get a clear picture of your organisation’s strengths as well as areas for improvement. The results are practical and actionable, helping you identify concrete steps, prioritise the right initiatives, and turn AI ambition into measurable progress.

Take the test and discover where to focus next.

Start the test
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  • Strategy & Vision
  • Use Case & Value Realisation
  • Data & Integration
  • Infrastructure & Tools
  • Governance & Risk Management
  • Talent & Skills
  • Culture & Change Readiness

Capitalising on the embedded finance revolution (2025 update)

Here's what you can expect to find in our whitepaper:

  • Executive summary
  • What embedded finance is and why you should pay attention
  • Embedded finance value chain explained
  • Embedded finance market opportunity
  • Entering the market - strategic and technical considerations
  • Managing shared risk and compliance in embedded finance ecosystems
  • Key takeaways

What we have done for our customers

Over 1000 successfully delivered projects across Europe, the US, and the UAE. The world's most innovative businesses choosing to work with us for years. We turn your vision into reality.

Our work

Let's build what's next in financial services

Whether you’re launching a new fintech product or scaling an existing financial platform, we help you turn complexity into a competitive advantage.

Richard Morris Leadership

Richard’s relentless passion for innovation delivers digital, commercial and organisational growth for our clients. He joins Vega IT from IBM where he was an Executive Partner shaping digital change programmes. As a multi-award-winning digital business transformation consultant with 30 years of experience, he’s highly experienced at helping organisations define and deliver their technology enabled transformation programmes.

Richard Morris

Executive Partner

Send us your contact details and a brief outline of what you might need, and we’ll be in touch within 12 hours.